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Our team of international banking and wealth management specialists.   

Raj David

Raj specialises in international banking & real estate financing solutions for Trustees.  He established ikyc in 2012.


Over the years Raj has assisted several private client and corporate structures.  He has experience of working with single family offices and has established treasury desks for private trust companies. 


Prior to ikyc, Raj worked in the Trust Industry in Jersey for over a decade.  He has extensive experience with banking for family trusts, international corporate banking and currency risk management.


Raj is a member of the Chartered Institute for Securities & Investment.  He graduated with a Masters in Finance from the University of Essex.

T: + 44 7413 485 833


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Andrew McGowan

Andrew specialises in banking and precious metal solutions for institutional investors and sophisticated funds. He joined ikyc in 2018 after more than a decade working with financial services start-ups and small businesses both in Jersey and the UK. Key responsibilities included the establishment of banking facilities and developing procedures for regulatory compliance. Andrew has therefore gained extensive experience of opening new bank accounts and the application of detailed regulatory requirements covering AML/CDD and the protection of client assets.


Andrew is a Chartered Accountant and a member of the Institute of Chartered Accountants in England and Wales.  He graduated in economics from the University of Sheffield.

T: + 44 77977 38570


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Richard Le Quelenec

Richard joined ikyc in January 2020 following 30 years working in the offshore Private Banking sector.  He worked for several major international banks, and most recently with Standard Chartered Jersey. During that time, he gained significant experience working with Ultra High Net Worth clients, principally based in Europe & Africa. 


He has developed a great understanding of the issues the family and professional advisors face with complex UHNW family structures. Problem solving these issues is the thing that puts a smile on his face.


Richard is a Chartered Fellow of the Chartered Institute for Securities & Investment, and a full member of the Society of Trust and Estate Practitioners

T: + 44 77977 47121


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