Our solutions span three areas: the structures we bank, the products we provide, and the financial solutions we deliver.

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Vehicles

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Banking relationships are primarily with fully licensed institutions. We work with the following structure types across all jurisdictions we cover.  

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Trusts Segregated accounts for discretionary trusts, PTCs, and purpose trusts. Full submission management including UBO preparation, source of wealth documentation, and bank selection.

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SPVs Operational banking for special purpose vehicles in real estate, structured finance, securitisation, and holding arrangements. Enhanced risk classifications and complex ownership chains are a core part of our caseload.

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Funds Account opening for ELPs, AIFs, UCITS, and private equity vehicles. We work at launch stage to ensure banking is in place before first close, and with established funds changing banking relationships.

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Family Offices Private banking and custody introductions for single and multi-family offices. We work with newly established offices without a prior banking track record and with established offices consolidating across jurisdictions.

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International Corporates Operational banking for holding companies, finance vehicles, and treasury hubs. Multi-currency accounts with intercompany payment capabilities and competitive treasury terms.

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Foundations Banking for private foundations across Jersey, the Netherlands, Luxembourg, Malta, Liechtenstein, and Switzerland. UBO and control analysis preparation, bank selection, and full submission management. See our foundation banking guide.

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Products

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Cash Management Multi-currency deposit placement across an approved bank panel assessed by credit rating, liquidity ratios, and credit default swap levels. Clients hold competitive rates across multiple institutions rather than concentrating cash with a single counterparty.

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Custody Tier 1 custodians for cash, securities, and alternative assets. Full settlement support, income collection, corporate action administration, and ongoing reporting. Assets held in segregated accounts with clear legal structures and strong regulatory oversight.

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Bullion Custody Secure segregated custody for physical gold and precious metals. Allocated and unallocated storage across key jurisdictions. Full title documentation, independent verification, and insured vaulting arrangements. Relevant for family offices and trusts holding gold as part of a broader treasury strategy.

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Asset Management Where clients require investment management alongside banking and custody, we introduce regulated asset managers suited to the mandate. We do not manage assets. We identify the right manager and ensure the banking infrastructure supports the arrangement.

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Treasury Risk Management We help clients manage counterparty credit risk by maintaining an approved panel of international banks and providing ongoing assessments of risk.

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Strictly segregated accounts We open accounts in the name of the underlying client, whether the trust, SPV, fund, or corporate. The client is the account holder. The trustee acts as authorised signatory. We work exclusively with fully licensed banks. Unless requested otherwise, we do not place client structures with electronic money institutions.

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Solutions

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Operational Banking Current accounts with multi-currency payment capability, online banking access, and cross-border transaction functionality for the underlying client entity. All accounts opened with fully licensed banks across the jurisdictions we cover.

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Financing Senior debt and financing solutions for clients requiring leverage against real estate and other assets held within trust and corporate vehicles. We work with specialist lenders across the UK and Europe experienced in cross-border holding structures and offshore borrower profiles.

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Foundation Banking We prepare and manage the banking process for private foundations across Jersey, the Netherlands, Luxembourg, Malta, Liechtenstein, and Switzerland. UBO and control analysis, bank selection, and full submission management. See our foundation banking guide.

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Case Study: Banking for a Complex Jersey Structure

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A leading international trust and corporate services group engaged iKYC to secure banking for a complex structure they administered in Jersey. The mandate involved multiple underlying SPVs, each requiring its own operational account. The structure was classified as enhanced risk, which ruled out standard bank channels and required presentation to a high-risk committee.

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We assessed the structure's bankability against our network's current appetite, prepared a comprehensive file covering all underlying entities, and managed the submission process through to approval. Accounts were opened in the name of each underlying SPV.

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Closed won. Multiple accounts secured across a complex enhanced risk structure.

 

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